Singapore · Privacy
Privacy Policy
Last updated: 2026-06-06
Bridgingloan.sg is operated as an independent comparison surface. This policy explains how we handle personal data we collect on the site, in accordance with the Singapore Personal Data Protection Act 2012 (PDPA).
1. What we collect
We collect the following categories of personal data only when you actively submit a form on the site:
- Shortlist request data via /quotes/: property-transition type, target loan amount, transaction timeframe, name, email and mobile number.
- Contact-form data via hello@bridgingloan.sg: your name and email if you choose to include them.
We do not collect NRIC, FIN, passport, financial-account, biometric or sensitive personal data via this site.
2. How we use it
- Prepare a personalised bridging-loan shortlist and route it to a MAS-regulated mortgage broker or lender.
- Respond to your inquiry.
- Comply with our legal obligations under Singapore law.
3. Who we share it with
For shortlist requests, we share the data you submit with the MAS-regulated mortgage broker or lender preparing your shortlist. We do not sell your personal data to third parties.
4. PDPA consent
By submitting a shortlist request, you give deemed consent under PDPA s14(1) and s15 for us to share the data with the MAS-regulated broker or lender preparing your shortlist. Consent text is displayed adjacent to the submit button on every form.
5. Withdrawal of consent
You can withdraw consent at any time by emailing hello@bridgingloan.sg. We action requests within 30 days and inform any third party we have shared your data with.
6. Data retention
We retain shortlist request data for as long as needed to fulfil the request, plus 24 months for record-keeping. After that, the data is deleted or anonymised.
7. Cookies and analytics
The site uses no third-party analytics by default. Forms are processed through Netlify Forms, which encrypts in transit and at rest. We may add minimal analytics in future — this policy will be updated when that happens.
8. Security
The site is served over HTTPS (TLS 1.3). Form submissions are processed through Netlify Forms. We follow the PDPA Protection Obligation and CISO-recommended controls.
9. Your rights under PDPA
You have the right to (a) access your personal data; (b) request correction; (c) withdraw consent; and (d) lodge a complaint with the Personal Data Protection Commission (PDPC) at pdpc.gov.sg.
10. Contact
Data Protection inquiries: hello@bridgingloan.sg.
11. Changes to this policy
We may update this policy from time to time. The "Last updated" date at the top reflects the most recent revision. Material changes will be flagged at the top for 30 days.