Singapore · Maybank bridging loan
Maybank bridging loan in Singapore
Maybank is the SG arm of the Malaysian banking group. It maintains an active bridging-loan product alongside its mortgage range, with the facility most commonly offered through Maybank mortgage advisers.
What Maybank offers
Maybank Singapore provides bridging facilities for 2 product types:
HDB bridging loan
Bridges the cash-flow gap between buying a new HDB flat and receiving sale proceeds from your existing HDB. Available to HDB upgraders, downgraders and lateral movers. Sale proceeds of the existing flat secure the loan.
HDB bridging loan guidePrivate property bridging loan
Bridges the timing gap when transitioning from one private property to another, or from HDB to private. Secured against sale proceeds of the outgoing property.
Private property bridging loan guideStandard bridging-loan mechanics at Maybank
Most major SG bank bridging facilities follow the same general shape:
- Tenure: 6 months from disbursement (industry standard)
- Security: Net sale proceeds of your outgoing property
- Pricing model: Pegged to bank prime / board rate or SORA — quoted on application
- Eligibility: OTP signed on new property, firm sale arrangement on existing property, standard credit underwriting
- Bundling: Most commonly offered alongside the onward mortgage from the same bank
For full pricing context, see the bridging-loan interest rate guide. For the complete bridging-loan framework, see the Singapore bridging-loan guide.
How to compare Maybank against other lenders
Maybank is one of 12 MAS-regulated SG bridging-loan lenders. To compare Maybank's offering against other banks and finance companies:
- See the rate comparison table grouped by product type
- Browse all lenders for source-cited bridging-loan pages
- Use the free shortlist tool to receive parallel quotes from MAS-regulated mortgage brokers
Frequently asked questions
Does Maybank offer bridging for HDB transitions?
Yes — Maybank offers bridging facilities for both HDB resale and private-property transitions. Applications are typically routed through the Maybank home-loan team.
Is Maybank's bridging facility competitive?
Maybank prices its bridging facility against bank reference rates; competitiveness varies by transaction and timing. Mortgage brokers can compare Maybank quotes against other lenders in parallel — use the free shortlist tool to receive comparisons.
What is the Maybank bridging-loan interest rate?
Maybank bridging-loan rates are quoted on application. Banks typically price bridging facilities against their prime / board rate or against SORA, with the specific spread depending on the transaction. Maybank does not publish a fixed bridging-loan rate. See the bridging-loan interest rate guide for the full pricing-model context.
What is the typical tenure on a Maybank bridging loan?
6 months is the industry-standard tenure across virtually all MAS-regulated SG lenders. Some lenders allow extension at materially higher rates if your existing-property sale completes late.
How do I apply for a Maybank bridging loan?
Apply through a Maybank mortgage adviser, directly via Maybank's online channels (if available), or via a MAS-regulated mortgage broker who can compare Maybank against other lenders in parallel.
Source & verification
All facts ingested from Maybank Singapore's published bridging-loan page. Specific rates and fees are quoted on application and may differ from any general framework. This page is informational only and does not constitute financial advice. For binding rates, contact Maybank directly or use the free shortlist tool.