Singapore · Sing Investments & Finance bridging loan

Sing Investments & Finance logo

Sing Investments & Finance bridging loan in Singapore

Sing Investments & Finance is one of three MAS-regulated finance companies operating in Singapore under the Finance Companies Act 1967. SIF offers bridging-loan facilities for both HDB and private-property transitions, with eligibility and pricing assessed per transaction.

Source

Official Sing Investments & Finance bridging-loan page
Source: Bank page ↗

What Sing Investments & Finance offers

Sing Investments & Finance provides bridging facilities for 2 product types:

HDB bridging loan

Bridges the cash-flow gap between buying a new HDB flat and receiving sale proceeds from your existing HDB. Available to HDB upgraders, downgraders and lateral movers. Sale proceeds of the existing flat secure the loan.

HDB bridging loan guide

Private property bridging loan

Bridges the timing gap when transitioning from one private property to another, or from HDB to private. Secured against sale proceeds of the outgoing property.

Private property bridging loan guide

Standard bridging-loan mechanics at Sing Investments & Finance

Most major SG bank bridging facilities follow the same general shape:

  • Tenure: 6 months from disbursement (industry standard)
  • Security: Net sale proceeds of your outgoing property
  • Pricing model: Pegged to bank prime / board rate or SORA — quoted on application
  • Eligibility: OTP signed on new property, firm sale arrangement on existing property, standard credit underwriting
  • Bundling: Most commonly offered alongside the onward mortgage from the same bank

For full pricing context, see the bridging-loan interest rate guide. For the complete bridging-loan framework, see the Singapore bridging-loan guide.

How to compare Sing Investments & Finance against other lenders

Sing Investments & Finance is one of 12 MAS-regulated SG bridging-loan lenders. To compare Sing Investments & Finance's offering against other banks and finance companies:

Frequently asked questions

What does Sing Investments & Finance offer?

SIF is a MAS-regulated finance company offering property lending, deposits and related financial services. Its bridging-loan product covers HDB and private-property transitions in Singapore. As a finance company under the Finance Companies Act 1967, its regulatory framework differs from full banks.

How do I apply for SIF bridging?

Apply via SIF directly, or via a MAS-regulated mortgage broker who can compare SIF against other lenders in parallel. The free shortlist tool routes inquiries to brokers who carry SIF and other lender relationships.

What is the Sing Investments & Finance bridging-loan interest rate?

Sing Investments & Finance bridging-loan rates are quoted on application. Banks typically price bridging facilities against their prime / board rate or against SORA, with the specific spread depending on the transaction. Sing Investments & Finance does not publish a fixed bridging-loan rate. See the bridging-loan interest rate guide for the full pricing-model context.

What is the typical tenure on a Sing Investments & Finance bridging loan?

6 months is the industry-standard tenure across virtually all MAS-regulated SG lenders. Some lenders allow extension at materially higher rates if your existing-property sale completes late.

How do I apply for a Sing Investments & Finance bridging loan?

Apply through a Sing Investments & Finance mortgage adviser, directly via Sing Investments & Finance's online channels (if available), or via a MAS-regulated mortgage broker who can compare Sing Investments & Finance against other lenders in parallel.

Source & verification

All facts ingested from Sing Investments & Finance's published bridging-loan page. Specific rates and fees are quoted on application and may differ from any general framework. This page is informational only and does not constitute financial advice. For binding rates, contact Sing Investments & Finance directly or use the free shortlist tool.